Info@zutohub.co.za |
010 005 5300
| 087 265 2519
Financial Inclusion Redefined

Redefining Reward. Reimagining Access.

Zuto Hub is a South African fintech solution redefining financial inclusion for service-based employers and employees. Our platform simplifies tip payouts and offers real-time, earnings-based credit access to workers.

Service workers using Zuto Hub fintech platform for financial inclusion and tip management in South Africa
For Employers

Financial Flexibility Without the Stress

Zuto Hub takes the pressure off by covering employee tip payouts upfront. Employers get the flexibility to hold tip amounts for up to a month, with zero interest and no immediate repayment.

End-to-End Tip Disbursement

Our Tip Disbursement Service ensures timely payments to employees.

Real-Time Payout Tracking

Monitor all tip payouts in real-time with comprehensive tracking.

Seamless Credit Solutions

Smart tip-based credit solutions for tip earners in real time.

Smart Savings

Effortless yearly savings for a stress-free year-end.

TipHub

Turning Tips Into Trust

Real-Time Access

Comprehensive mobile credit application based on tips earned in real time

Secure Platform

Bank-grade security ensuring your financial data is always protected

TipHub App Preview

Smart Credit

Seamless, smart tip-based credit solutions tailored to your earnings

Financial Growth

Build a stable, financially empowered future with our inclusive platform

Our Solutions

Comprehensive Financial Solutions

Bulk Payouts Hub Preview
Bulk Payouts Hub

Streamlined Mass Disbursements

Simplify your disbursements with our secure, high-volume payout solution. Whether you're paying employees, contractors, suppliers, or incentive recipients, our system enables fast, automated payments to multiple recipients—all in one go.

Fast & Automated

Fast, automated payments to multiple recipients

Real-Time Tracking

Real-time tracking and reporting

Bank Compliant

Fully compliant with all major South African banks

Smart HubSaver

Smart Savings for a Stress-Free Year-End

Zuto Hub's savings feature empowers tip-earning users to automatically set aside a small portion of their monthly tips toward a year-end payout, effectively creating a 13th cheque.

Automatic Savings

Monthly savings from tips without effort

13th Cheque Boost

Year-end payout for festive expenses

Financial Resilience

Enhanced financial inclusion and stability

Smart HubSaver Preview
Salary Payouts Hub

Dignifying Informal Employment

Bring structure and dignity to informal employment with Zuto Hub. Our salary payout solution enables anyone—households, small businesses, or individual employers—to formally pay their employees and other informal workers through a secure, automated system.

Official Payslips

Automatically generate and facilitate official payslips for every payment.

Formal Income Records

Creates a formal income record for employees, empowering them with a credible financial profile and pathway to financial inclusion.

What Our Customers are Saying About Us
"Since we started using the Zuto Finance app at our barbershop, I've seen a real shift in how my barbers approach their work. They now understand that their ratings and access to benefits are tied to professionalism and consistency—and it's motivating them to show up, deliver great service, and maintain a positive attitude. The manager reviews hold everyone accountable in a fair way, and it's created a healthier, more focused team. Plus, knowing they can access financial support through the app gives them peace of mind. It's a win-win for the shop and the staff."
Tokelo
Owner — Legends Barber, Newmarket
Get Started Today

Transform Your Business with Zuto Hub

Join leading service-based businesses across South Africa who are revolutionizing tip management and employee financial empowerment. Our comprehensive platform streamlines operations while creating opportunities for your team.

Streamlined Operations

Automated tip disbursements that save time and reduce administrative burden

Employee Empowerment

Boost team morale with instant payouts and financial inclusion tools

Financial Flexibility

Zero-interest tip retention for 30 days with flexible payment options

1st floor, 292 Surrey Ave

Randburg, 2194

Gauteng, South Africa

Info@zutohub.co.za

Join Zuto Hub Today!

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